Realtor Investing
*Attention Realtors who want to make money with low risk and
virtually no effort*
“Discover How A Middle-Aged Realtor From Small Town Canada Stumbled onto an Insider (And Nearly Risk-Free!) Way to Use The Real Estate Knowledge That He Already Had to Earn Double Digit Returns in this Sideways Market.”
Don’t invest another dime until you discover how you can earn an OUTRAGEOUS INTEREST RATE with virtually no risk or effort. I’ve done it many times and can show you how, too!
Date:Thursday, November 10, 2011
From: Mark Hindley, Realtor Investing
Dear Fellow Realtor,
It sounds almost too good to be true but, in the past year, I’ve been quietly banking 14.34% in interest…and I’ve been making similar returns for the last 9 years! And in this sideways market there’s even more opportunity than ever — that I’ll explain in a moment. But first let me share with you my story (it might sound familiar).
Like many of you, I have invested in a variety of things over the years (real estate and otherwise), in an effort to stabilize my income (commission-based income fluctuates with the market, but my monthly bills sure don’t) and, given that I have no corporate pension plan to fall back on, earn the money I need to fund my future retirement. I am also a big believer in enjoying my life in the here and now…before it’s too late! That’s why I take lots of vacations, as well as enjoy my many hobbies such as fishing, hunting and flying my Cessna 172. However, these things take money (too much money, if you ask my wife
).
I started out by buying a number of rental properties that I have now managed for several years. If chosen carefully, this type of investment can be fairly lucrative in the long term, but all that glitters is not necessarily gold, and this investment definitely comes with its share of ongoing hassles (plugged toilets and tenant turnover are a couple of things that come to mind).
I have also renovated and flipped my share of properties, but the time, effort and money required to do this usually makes this investment option impractical, if not impossible.
Like much of the population, I have also held money in mutual funds and the stock market, but I was sick of nervously watching my retirement money go down in value and NOT HAVING ANY CONTROL over it.
Time to take control!
I needed some other way that I could use my real estate expertise to earn low-risk monthly income…and, this time, I didn’t want it to involve other people’s toilets or out-of-my-control stock markets! Furthermore, given that I already had a “day” job (more accurately, a day, night and week-end job), I needed something that would require MINIMAL EFFORT.
Calling all Realtors
That’s when I ran across a special kind of investing, perfectly suited to Realtors like you! One day, the Mortgage Broker where my Real Estate Office oftens sent our clients, asked me if I was interested in making some extra money every month.
The Broker said that he was looking for people to fund second mortgages and that he would love to work with Realtors, because of their knowledge of the market and their experience in the valuation of properties (this expertise made the process much faster and easier for both parties).
I as a rising realtor investing now was still a little sceptical, though…did I really want to loan my hard-earned money to someone that was so ‘financially challenged’ that they needed to take out a second mortgage in the first place? Wasn’t that too risky? I came to find out that this was a misconception…many solid, responsible individuals, due to a variety of situations (e.g. change to employment or relationship status), may find themselves temporarily in need of a second mortgage. The Broker confirmed that he dealt with people such as this on a regular basis, especially in these economic times where many commercial lenders have tightened up on their lending criteria, and that it could sometimes be a challenge for him to find enough private lenders to cover the mortgage needs of these good quality individuals.
But, what if the Mortgagor does go bankrupt and I lose my investment? I quickly dispelled this worry too, when I talked to a real estate lawyer who confirmed what I remembered from my real estate law course…in the case of bankruptcy, mortgages are protected by law! As long as I was confident of the property’s value, my investment would be 100% safe. I don’t know about you, but my stocks and mutual funds sure don’t come with this kind of security!
Now I was really interested, so I started researching second mortgages, to see what benefits it offered. I wish I had learned earlier about this great way to make money!
5 Reasons Why Funding Second Mortgages might be
the Best Investment Choice for Realtors…
- You are uniquely qualified. Realtors already have the knowledge and skills required to fund second mortgages…no need for expensive and time-consuming training. Realtors also have the contacts (Mortgage Brokers, personal clients and other Realtors) required to find excellent second mortgage opportunities (rest assured, there are plenty of safe and solid borrowers who need private money due to such life circumstances as self-employment, relationship breakdown, or a previous isolated financial setback). All you need to get started right away is my quick and easy step-by-step process for funding second mortgages…and I’ll provide that!
- You are in control. You determine the risk, then set the interest rate, lending fees and term as you see fit (or turn down the investment if you are not totally comfortable with the level of risk). Walk away with your original principle amount at the end of the mortgage term…use this money to invest elsewhere or to fund another second mortgage!
- Stabilize your income. You can stop being a victim to income that goes up and down like a kid’s yo-yo. Earn a steady passive income every month to pay bills, save for retirement, go on vacation…or just use it to enjoy life!
- Minimal effort and hassles. You’re too busy to spend your time chasing tenants, renovating houses to flip them, or anxiously watching the stock market. With second mortgages, spend a few hours upfront, then just sit back and collect your money every month (some of my second mortgages I’ve had for years). Oh, and did I mention, there is practically no paperwork for you to do, since I provide you with easy fill-in-the-blank templates that can be completed in a matter of minutes (did I hear cheering?).
- Minimal investment required (no maximum). You decide how much you want to invest, from as little as a few thousand dollars to ‘the sky’s the limit’. Choose to fund second mortgages out of your RRSP (new or existing contributions) and enjoy great tax savings while making above average returns towards your retirement. If you don’t personally have any funds available, use other people’s money to invest in second mortgages and still make an excellent profit.
Why take my word for it?
I have been providing funding for second mortgages for 9 years and have actually funded 33 mortgages, ranging in amount from $7,500 to $45,000. Over the course of this time, I have made a considerable amount in passive income from second mortgages.
Currently, I am funding eight mortgages totalling $156,850, with interest payments of $1,873.64 per month and an average interest rate of 14.34%. Of this total, $100,166.44 of this is funded through my registered retirement savings plan (RRSP), earning me tax-deferred interest of $1185.45 each month, or $14,225.40 annually (don’t take my word for it…see below for a copy of a recent RRSP statement). Is your retirement fund making these kinds of steady returns?

